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Horse profile

Pay Later (GB)

11yo gelding (at last run, Jan 2024) · Last trainer Jonathan Sweeney · Last owner J A Collins
by Kayf Tara (GB) out of Swift Settlement (GB) (King's Ride)
7 runs · 5 courses · from Apr 2021
As at 14 Oct 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
No run recorded since 15 Jan 2024 — 1,003 days ago. Our archive can't say whether the horse is still in training.
Last run Jan 2024 · 8th of 12 Last raced off OR 93
KTB Profile

Pay Later (GB) is yet to win from 7 starts.

Based on 7 archived runs · updated 14 Oct 2026

KTB Speed and Rating

KTB Speed

Best recent Speed 89 the best of the last 1 graded (A or B) run · Navan, 12 Feb 2023

How fast the horse ran, as points against the day-corrected standard time for its course and distance: 100 is the median GB Class 4 handicap winner on that code; one point is 0.1% of the standard time. A, B or C is how much the day's card could tell us, not how good the run was.

Jumps 4 figures · best 94C · median 76.5
GoingRunsBestMedianSince 14 Oct 2025
Soft294C73—
Heavy1———
Good to Soft1———
DistanceRunsBestMedianSince 14 Oct 2025
2m1f – 2m4f264C58—
2m5f – 3m1———
1m5f – 2m1———

Of 7 runs looked at, 3 have no figure: obstacles omitted — the race ran a shortened course (2) · did not complete (1).

KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 4 figures from 7 runs · as at 3 Oct 2026 · a record, not a forecast

KTB Rating

Best recent KTB Rating 105A the best of the last 3 rated runs · Navan, 12 Feb 2023 Official rating 93 at the last run, 15 Jan 2024

What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code. A, B or C on a run is how much known form was in that race.

Jumps 6 figures · best 105A · median 96
GoingRunsBestMedianSince 14 Oct 2025
Soft3101C97—
Heavy294A90.5—
Good to Soft1———
DistanceRunsBestMedianSince 14 Oct 2025
2m1f – 2m4f4101C95.5—
2m5f – 3m1———
1m5f – 2m1———

Of 7 runs looked at, 1 has no figure: did not complete (or a non-runner row) (1).

KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 6 figures from 7 runs · as at 4 Oct 2026 · a record, not a forecast

Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.

Run style is derived from in-running commentary, which our data provider does not supply for this horse's races.

Pedigree intelligence

Sire
Kayf Tara (GB)

Progeny in our archive have won 12.6% of 13,736 runs since Jan 2008 (1,148 horses).

Strongest on heavy going: 16.2% from 1,708.

GoingRunsWinsSRvs sireThis horse
Firm1300%−12.6—
Good to Firm5296011.3%−1.3—
Good4,48852411.7%−0.9—
Good to Soft3,04735911.8%−0.80 from 1
Soft3,75849313.1%+0.50 from 4
Heavy1,70827716.2%+3.60 from 2
Standard (AW)1932412.4%−0.2—
Distance (all codes)RunsWinsSRvs sireThis horse
6f – 7f200%−12.6—
1m – 1m1f2400%−12.6—
1m2f – 1m4f1631811%−1.6—
1m5f – 2m3,97452113.1%+0.50 from 1
2m1f – 2m4f4,75659312.5%−0.10 from 5
2m5f – 3m3,81547912.6%00 from 1
Over 3m1,00212612.6%0—

Flat and jumps together (all codes) · since Jan 2008 · as at 14 Oct 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast

Dam
Swift Settlement (GB) (King's Ride)

1 sibling in the archive, 0 winners.

ProduceRunsWinsWin tripsBest grade
V Neck (IRE)30——

Record by conditions

GoingRunsWinsSR£1
Soft 4 0 0% −4.00
Heavy 2 0 0% −2.00
Good to Soft 1 0 0% −1.00

CourseRunsWinsSR£1
Fairyhouse 3 0 0% −3.00
Punchestown 1 0 0% −1.00
Navan 1 0 0% −1.00
Naas 1 0 0% −1.00
Limerick 1 0 0% −1.00

DistanceRunsWinsSR£1
2m1f – 2m4f 5 0 0% −5.00
2m5f – 3m 1 0 0% −1.00
1m5f – 2m 1 0 0% −1.00

JockeyRunsWinsSR£1
Gearoid Brouder 3 0 0% −3.00
Michael O'Sullivan 2 0 0% −2.00
Ms H Phillips 1 0 0% −1.00
Cathal Landers 1 0 0% −1.00

HeadgearRunsWinsSR£1
None 5 0 0% −5.00
Tongue tie 2 0 0% −2.00

SeasonRunsWinsSR£1
2024 2 0 0% −2.00
2023 4 0 0% −4.00
2021 1 0 0% −1.00

Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.

Form

DateCourseRace PosBtn Wgt ORSpdKTB Jockey SP
15 Jan 24+14d Punchestown Book Your Festival Hospitality Novice Handicap Hurdle (80-109) 20.5f · Soft · 12 ran 8/12 2¾ 10-12 93—97A Michael O'Sullivan 10/1
01 Jan 24+323d Fairyhouse Tote+ Pays You More At Tote.ie Handicap Hurdle (80-109) 20.5f · Heavy · 16 ran 11/16 1½ 10-13 9364C87C Michael O'Sullivan 11/4F
12 Feb 23+18d Navan Meath Farm Machinery Handicap Hurdle (80-102) 22.5f · Good To Yielding · 25 ran 9/25 4 11-2 9589B105A Gearoid Brouder 40/1
25 Jan 23+17d Fairyhouse Fairyhouse Supporting Treo Eile Maiden Hurdle 19.5f · Soft To Heavy · 11 ran 6/11 2 10-13 ——94A Gearoid Brouder 20/1
08 Jan 23+7d Naas I.N.H. Stallion Owners EBF Maiden Hurdle 16f · Soft · 25 ran 6/25 6 11-7 —94C95C Gearoid Brouder 150/1
01 Jan 23+622d Fairyhouse ITM Stallion Trail 13-14 January Maiden Hurdle 20f · Soft · 21 ran 11/21 20 11-5 —52C101C Ms H Phillips 250/1
19 Apr 21 Limerick Kildimo (C & G) Maiden Hurdle (Div 1) 19f · Yielding · 15 ran PU/15 — 11-9 ——— Cathal Landers 33/1

Quick answers

How many races has Pay Later (GB) won?
Pay Later (GB) has yet to win, from 7 archived starts between 2021 and 2024.
Who trained Pay Later (GB)?
Pay Later (GB) was trained by Jonathan Sweeney on the most recent run on record, at Punchestown on 15 January 2024.
Who is Pay Later (GB)'s sire?
Pay Later (GB) is by Kayf Tara (GB) out of Swift Settlement (GB), whose sire is King's Ride.
What is Pay Later (GB)'s official rating?
The most recent official rating on record is 93, from the run on 15 January 2024. The highest on record is 95.
What is Pay Later (GB)'s sire's record?
Kayf Tara (GB)'s progeny in our archive have won 12.6% of 13,736 runs since Jan 2008 (1,148 horses), Flat and jumps together. Strongest on heavy going: 16.2% from 1,708.
Who are Pay Later (GB)'s siblings?
Out of Swift Settlement (GB), Pay Later (GB) has 1 other produce in our archive, 0 of them winners. As at Oct 2026.

Record shown from April 2021. Our archive holds racing in Great Britain, Ireland and France from January 2005. Runs in other countries are not in it, and earlier runs are not available from our data provider. In-running comments are available from 2024 onward.