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Horse profile

Credit Crunched (IRE)

10yo gelding (at last run, Apr 2015) · Last trainer Miss L Thomas · Last owner Norman Thomas
by Humbel (USA) out of Owenageera (IRE) (Riot Helmet)
6 runs · 6 courses · from Nov 2009
As at 27 Oct 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
No run recorded since 29 Apr 2015 — 4,199 days ago. Our archive can't say whether the horse is still in training.
Last run Apr 2015 New yard Last raced off OR 96
KTB Profile

Credit Crunched (IRE) is yet to win from 6 starts, though has placed once. Best effort: 2nd of 10 at Bangor-on-Dee (Feb 2011). Last raced off 96, 21lb below the career-high mark.

Based on 6 archived runs · updated 27 Oct 2026

KTB Speed and Rating

KTB Speed

No KTB Speed figures for this horse. The engine scores GB and Irish racing from Oct 2016; runs elsewhere, or earlier, have no figure.

KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 0 figures from 0 runs · a record, not a forecast

KTB Rating

Best recent KTB Rating 125A the best of the last 3 rated runs · Bangor-on-Dee, 4 Feb 2011 Official rating 96 at the last run, 29 Apr 2015

What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code. A, B or C on a run is how much known form was in that race. What this means →

Jumps 5 figures · best 125A · median 108
GoingRunsBestMedianSince 27 Oct 2025
Good2112A107.5—
Good to Soft2125A116.5—
Soft1———
DistanceRunsBestMedianSince 27 Oct 2025
2m5f – 3m3112A108—
2m1f – 2m4f2125A112.5—

Of 6 runs looked at, 1 has no figure: did not complete (or a non-runner row) (1).

KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 5 figures from 6 runs · as at 4 Oct 2026 · a record, not a forecast

Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.

Run style is derived from in-running commentary, which our data provider does not supply for this horse's races.

Pedigree intelligence

Sire
Humbel (USA)

Progeny in our archive have won 7.1% of 562 runs since Jan 2008 (63 horses).

Strongest on good going: 10.7% from 150. Weakest on heavy going: 3.6% from 110. Weakest over 1m5f – 2m (all codes): 3.8% from 131.

GoingRunsWinsSRvs sireThis horse
Firm1100%−7.1—
Good to Firm661015.2%+8.1—
Good1501610.7%+3.60 from 2
Good to Soft7845.1%−20 from 3
Soft14564.1%−30 from 1
Heavy11043.6%−3.5—
Standard (AW)200%−7.1—
Distance (all codes)RunsWinsSRvs sireThis horse
1m5f – 2m13153.8%−3.3—
2m1f – 2m4f241239.5%+2.40 from 2
2m5f – 3m159127.5%+0.40 from 3
Over 3m3100%−7.10 from 1

Flat and jumps together (all codes) · since Jan 2008 · as at 27 Oct 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast

Dam
Owenageera (IRE) (Riot Helmet)

1 sibling in the archive, 1 winner — best of them Rathowen (IRE) (2 wins).

The wins came over 3m–3m½f; the highest grade won is Class 4 (Rathowen (IRE)).

ProduceRunsWinsWin tripsBest grade
Rathowen (IRE)2023m–3m½fClass 4

Record by conditions

GoingRunsWinsSR£1
Good to Soft 3 0 0% −3.00
Good 2 0 0% −2.00
Soft 1 0 0% −1.00

ClassRunsWinsSR£1
Class 4 4 0 0% −4.00
Class 3 2 0 0% −2.00

CourseRunsWinsSR£1
Cheltenham 1 0 0% −1.00
Lingfield 1 0 0% −1.00
Newbury 1 0 0% −1.00
Bangor-on-Dee 1 0 0% −1.00
Kempton 1 0 0% −1.00
Warwick 1 0 0% −1.00

DistanceRunsWinsSR£1
2m5f – 3m 3 0 0% −3.00
2m1f – 2m4f 2 0 0% −2.00
Over 3m 1 0 0% −1.00

JockeyRunsWinsSR£1
Robert Thornton 3 0 0% −3.00
Sam Thomas 2 0 0% −2.00
Mr T Ellis 1 0 0% −1.00

SeasonRunsWinsSR£1
2015 1 0 0% −1.00
2011 4 0 0% −4.00
2009 1 0 0% −1.00

TypeRunsWinsSR£1
Hurdle 4 0 0% −4.00
Chase 2 0 0% −2.00

Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.

Form

DateCourseRace PosBtn Wgt ORKTB Jockey SP
2015 · 1 run
29 Apr 15+1254d Cheltenham Hunt Staff Benefit Society Hunters' Chase (For The United Hunts Challenge Cup) Class 4 · 25.5f · Good To Soft · 7 ran PU/7 — 11-11 96— Mr T Ellis 25/1
2011 · 4 runs
22 Nov 11+262d Lingfield Pancreatic Cancer Awareness Month Handicap Chase Class 4 · 24f · Good · 11 ran 5/11 32 11-12 115103C Robert Thornton 5/1
05 Mar 11+29d Newbury Betfair Supporting Greatwood Handicap Hurdle Class 3 · 20.5f · Soft · 13 ran 6/13 22 10-13 117100C Sam Thomas 9/1
04 Feb 11+20d Bangor-on-Dee Darlands Novices' Hurdle Class 4 · 19.5f · Good To Soft · 10 ran 2/10 3½ 11-4 —125A Robert Thornton 11/2
15 Jan 11+430d Kempton William Hill Novices' Hurdle Class 3 · 21f · Good To Soft · 17 ran 6/17 6 11-2 —108C Sam Thomas 33/1
2009 · 1 run
11 Nov 09 Warwick Industrial Supplies And Services 'national Hunt' Novices' Hurdle Class 4 · 21f · Good · 16 ran 4/16 ¾ 10-12 —112A Robert Thornton 10/1

Quick answers

How many races has Credit Crunched won?
Credit Crunched (IRE) has yet to win, from 6 archived starts between 2009 and 2015. Placed 1 time in total (16.7% of starts).
Who trained Credit Crunched?
Credit Crunched (IRE) was trained by Miss L Thomas on the most recent run on record, at Cheltenham on 29 April 2015.
Who is Credit Crunched's sire?
Credit Crunched (IRE) is by Humbel (USA) out of Owenageera (IRE), whose sire is Riot Helmet.
What is Credit Crunched's official rating?
The most recent official rating on record is 96, from the run on 29 April 2015. The highest on record is 117.
What is Credit Crunched's sire's record?
Humbel (USA)'s progeny in our archive have won 7.1% of 562 runs since Jan 2008 (63 horses), Flat and jumps together. Strongest on good going: 10.7% from 150. Weakest on heavy going: 3.6% from 110. Weakest over 1m5f – 2m (all codes): 3.8% from 131.
Who are Credit Crunched's siblings?
Out of Owenageera (IRE), Credit Crunched (IRE) has 1 other produce in our archive, 1 of them a winner. Most wins: Rathowen (IRE) (2). Highest grade won: Class 4 (Rathowen (IRE)). The wins came over 3m–3m½f. As at Oct 2026.

Record shown from November 2009. Our archive holds racing in Great Britain, Ireland and France from January 2005. Runs in other countries are not in it, and earlier runs are not available from our data provider. In-running comments are available from 2024 onward.