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Horse profile

Mortgage Man (IRE)

4yo gelding · Trainer Ewan Whillans · Owner Mrs Karen Spark
1 run · 1 course · from May 2026
As at 1 Nov 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
Last run 6 May 2026 · 4th of 10
KTB Profile

Mortgage Man is a lightly raced gelding who finished 4 of 10 at Kelso in May 2026 on his debut in a Class 4 maiden NH flat race over 1m5f – 2m on good ground. By Mahler, whose progeny have recorded 949 wins from 8,804 runs since Jan 2008 and shown a 15.1% strike rate on good to firm. The son of Poor Auld Jess out of a Mountain High mare shaped with some promise on that first start for Ewan Whillans.

Based on 1 archived run · run-style from 1 commented run since May 2026 · updated 1 Nov 2026

KTB Speed and Rating

KTB Speed

Best recent Speed 103 the best of the last 1 graded (A or B) run · Kelso, 6 May 2026

How fast the horse ran, as points against the day-corrected standard time for its course and distance: 100 is the median GB Class 4 handicap winner on that code; one point is 0.1% of the standard time. A, B or C is how much the day's card could tell us, not how good the run was. What this means →

Jumps 1 figure · too few for a breakdown

KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 1 figure from 1 run · as at 3 Oct 2026 · a record, not a forecast

KTB Rating

Best recent KTB Rating 95A the best of the last 1 rated run · Kelso, 6 May 2026

What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code — its best recent day. The KTB Rating on a racecard is a different reading of the same figures: the level the horse has been running to, an average of up to its last six runs with the latest counting most, so the two can differ. A, B or C on a run is how much known form was in that race. What this means →

Jumps 1 figure · too few for a breakdown

KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 1 figure from 1 run · as at 4 Oct 2026 · a record, not a forecast

Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.

Pedigree intelligence

Sire

Progeny in our archive have won 10.8% of 8,863 runs since Sep 2014 (785 horses).

Strongest on good to firm going: 15.1% from 119.

GoingRunsWinsSRvs sireThis horse
Good to Firm1191815.1%+4.3—
Good2,96837812.7%+1.90 from 1
Good to Soft1,8131799.9%−0.9—
Soft2,7392599.5%−1.3—
Heavy1,21412410.2%−0.6—
Standard (AW)10110%−0.8—
Distance (all codes)RunsWinsSRvs sireThis horse
1m – 1m1f500%−10.8—
1m2f – 1m4f1600%−10.8—
1m5f – 2m2,0451999.7%−1.10 from 1
2m1f – 2m4f3,20732410.1%−0.7—
2m5f – 3m2,82234112.1%+1.3—
Over 3m7689512.4%+1.6—

Flat and jumps together (all codes) · since Sep 2014 · as at 31 Oct 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast

Dam

No other produce in our archive. It holds racing in Great Britain, Ireland and France from 2005, so siblings racing elsewhere won’t appear here.

Too few runs for meaningful splits. The full record is below.

Form

DateCourseRace PosBtn Wgt SpdKTB Jockey SP
2026 · 1 run
06 May 26 Kelso Racing TV Open Maiden NH Flat Race (GBB Race) Class 4 · 2m · Good · 10 ran Sat close to the front - urged forward and lost ground under 3f out - trailing badly by 2f out - finished fourth 4/10 12 10-13 103A95A Peter Kavanagh 10/1

Quick answers

How many races has Mortgage Man won?
Mortgage Man (IRE) has yet to win, from 1 archived start in 2026.
Who trains Mortgage Man?
Mortgage Man (IRE) is trained by Ewan Whillans, who saddled the horse on its most recent run on 6 May 2026.
Who is Mortgage Man's sire?
Mortgage Man (IRE) is by Mahler (GB) out of Poor Auld Jess (IRE), whose sire is Mountain High.
What is Mortgage Man's sire's record?
Mahler (GB)'s progeny in our archive have won 10.8% of 8,863 runs since Sep 2014 (785 horses), Flat and jumps together. Strongest on good to firm going: 15.1% from 119.

Record shown from May 2026. Our archive holds racing in Great Britain, Ireland and France from January 2005. Any runs before that, or in other countries, are not in it. In-running comments are available from 2024 onward.