12yo gelding (at last run, Sep 2008)· Last trainer Martin Todhunter· Last owner Gill And Bill Hazeldean
by Montelimar (USA) out of No Debt (GB) (Oats)
23 runs · 12 courses · from Mar 2005
As at 5 Nov 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
No run recorded since 24 Sep 2008 — 6,615 days ago. Our archive can't say whether the horse is still in training.
Last run Sep 2008 · 5th of 9Headgear returns LTOLast raced off OR 107
KTB Profile
Just In Debt (IRE) is yet to win from 23 starts, though has placed 6 times. Best effort: 2nd of 7 at Newcastle (Mar 2008). Last raced off 107, 29lb below the career-high mark.
A/E compares actual wins with what starting prices implied. "Fair" strips the bookmaker margin from the expectation, so favourites and longshots are judged on the same footing — figures near 1.00 mean the market priced this horse about right.
Official rating107↓ 29lb off peak
107107–136
KTB Speed and Rating
KTB Speed
No KTB Speed figures for this horse. The engine scores GB and Irish racing from Oct 2016; runs elsewhere, or earlier, have no figure.
KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 0 figures from 0 runs · a record, not a forecast
KTB Rating
Best recent KTB Rating111Athe best of the last 3 rated runs · Perth, 2 Jul 2008Official rating 107at the last run, 24 Sep 2008
What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code — its best recent day. The KTB Rating on a racecard is a different reading of the same figures: the level the horse has been running to, an average of up to its last six runs with the latest counting most, so the two can differ. A, B or C on a run is how much known form was in that race. What this means →
Jumps 19 figures · best 117A · median 98
Going
Runs
Best
Median
Since 5 Nov 2025
Good
7
117A
100
—
Good to Soft
6
108C
97.5
—
Good to Firm
5
115C
98
—
Heavy
1
—
—
—
Distance
Runs
Best
Median
Since 5 Nov 2025
2m5f – 3m
11
117A
97
—
Over 3m
6
115C
101.5
—
2m1f – 2m4f
2
105B
101.5
—
Of 23 runs looked at, 4 have no figure: did not complete (or a non-runner row) (4).
KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 19 figures from 23 runs · as at 4 Oct 2026 · a record, not a forecast
Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.
Run style is derived from in-running commentary, which our data provider does not supply for this horse's races.
Pedigree intelligence
Sire
Montelimar (USA)
Progeny in our archive have won 5% of 100 runs since Jan 2008 (18 horses).
Going
Runs
Wins
SR
vs sire
This horse
Good to Firm
18
1
5.6%
+0.6
0 from 5
Good
38
2
5.3%
+0.3
0 from 9
Good to Soft
22
2
9.1%
+4.1
0 from 7
Soft
17
0
0%
−5
—
Heavy
5
0
0%
−5
0 from 2
Distance (all codes)
Runs
Wins
SR
vs sire
This horse
2m1f – 2m4f
24
2
8.3%
+3.3
0 from 3
2m5f – 3m
50
3
6%
+1
0 from 11
Over 3m
26
0
0%
−5
0 from 9
Flat and jumps together (all codes) · since Jan 2008 · as at 4 Nov 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast
Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.
Just In Debt (IRE) has yet to win, from 23 archived starts between 2005 and 2008. Placed 6 times in total (26.1% of starts).
Who trained Just In Debt?
Just In Debt (IRE) was trained by Martin Todhunter on the most recent run on record, at Perth on 24 September 2008.
Who is Just In Debt's sire?
Just In Debt (IRE) is by Montelimar (USA) out of No Debt (GB), whose sire is Oats.
What is Just In Debt's official rating?
The most recent official rating on record is 107, from the run on 24 September 2008. The highest on record is 136.
What is Just In Debt's sire's record?
Montelimar (USA)'s progeny in our archive have won 5% of 100 runs since Jan 2008 (18 horses), Flat and jumps together.
Who are Just In Debt's siblings?
Out of No Debt (GB), Just In Debt (IRE) has 1 other produce in our archive, 0 of them winners. As at Nov 2026.
Just In Debt (IRE)·0–23·SR 0%
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