Horse profile
Payment Plan (GB)
by Decorated Knight (GB) out of Comnena (GB) (Tiger Hill)
17 runs · 7 courses · from Mar 2024
As at 18 Oct 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
3 wins · Wolverhampton (AW) & Southwell (AW)
Off 172 days · 9th of 11
Last raced off OR 55
KTB Profile
Payment Plan is 3 from 17 with all wins at Class 6 level over 1m5f – 2m on Standard AW. He won three handicaps between November 2024 and January 2025, two at Southwell and one at Wolverhampton. Ridden prominently in three of five analysed runs, he finished 9 of 11 at Southwell in April 2026 when last raced off an official rating of 55.
Based on 17 archived runs · run-style from 5 commented runs · updated 18 Oct 2026
KTB at a glance
Typically prominent
All wins at Class 6
- 3–17Wins / Runs
- 17.6%Strike rate
- 5 (29.4%)Placed
- −6.77£1 level staken=17 at SP
- 0.98Fair A/E n=17 · 0.85 incl. margin
- 61Highest OR
- 49dAvg between runs
A/E compares actual wins with what starting prices implied. "Fair" strips the bookmaker margin from the expectation, so favourites and longshots are judged on the same footing — figures near 1.00 mean the market priced this horse about right.
Official rating55↓ 6lb off peak
55
51–61
KTB Speed and Rating
KTB Speed
Best recent Speed 91
How fast the horse ran, as points against the day-corrected standard time for its course and distance: 100 is the median GB Class 4 handicap winner on that code; one point is 0.1% of the standard time. A, B or C is how much the day's card could tell us, not how good the run was. What this means →
Flat
| Going | Runs | Best | Median | Since 18 Oct 2025 |
|---|---|---|---|---|
| Standard (AW) | 14 | 115C | 80.5 | 2 · 80 / 75.5 |
| Good | 1 | — | — | — |
| Good to Soft | 1 | — | — | — |
| Soft | 1 | — | — | — |
| Distance | Runs | Best | Median | Since 18 Oct 2025 |
|---|---|---|---|---|
| 1m5f – 2m | 12 | 115C | 87.5 | 2 · 80 / 75.5 |
| 1m2f – 1m4f | 4 | 73A | 68 | — |
| 1m – 1m1f | 1 | — | — | — |
KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 17 figures from 17 runs · as at 3 Oct 2026 · a record, not a forecast
Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.
Run style from 5 analysed runs
- Prominent 3 (60%) · 1 win
- Held up 2 (40%) · 1 win
Pedigree intelligence
Sire
Progeny in our archive have won 9.8% of 968 runs since Jan 2008 (84 horses).
Strongest on good going: 13.4% from 284. Weakest on soft going: 5.7% from 141.
| Going | Runs | Wins | SR | vs sire | This horse |
|---|---|---|---|---|---|
| Firm | 2 | 0 | 0% | −9.8 | — |
| Good to Firm | 106 | 11 | 10.4% | +0.6 | — |
| Good | 284 | 38 | 13.4% | +3.6 | 0 from 1 |
| Good to Soft | 112 | 9 | 8% | −1.8 | 0 from 1 |
| Soft | 141 | 8 | 5.7% | −4.1 | 0 from 1 |
| Heavy | 71 | 3 | 4.2% | −5.6 | — |
| Standard (AW) | 252 | 26 | 10.3% | +0.5 | 3 from 14 |
| Distance (all codes) | Runs | Wins | SR | vs sire | This horse |
|---|---|---|---|---|---|
| Under 6f | 11 | 1 | 9.1% | −0.7 | — |
| 6f – 7f | 183 | 16 | 8.7% | −1.1 | — |
| 1m – 1m1f | 214 | 17 | 7.9% | −1.9 | 0 from 1 |
| 1m2f – 1m4f | 266 | 26 | 9.8% | 0 | 0 from 4 |
| 1m5f – 2m | 186 | 19 | 10.2% | +0.4 | 3 from 12 |
| 2m1f – 2m4f | 87 | 10 | 11.5% | +1.7 | — |
| 2m5f – 3m | 20 | 6 | 30% | +20.2 | — |
| Over 3m | 1 | 0 | 0% | −9.8 | — |
Flat and jumps together (all codes) · since Jan 2008 · as at 17 Oct 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast
Dam
Comnena (GB) (Tiger Hill)
6 siblings in the archive, 2 winners — best of them Yellow Tiger (FR) (2 wins).
The wins came over 7½f–2m½f; the highest grade won is Class 4 (Yellow Tiger (FR)).
| Produce | Runs | Wins | Win trips | Best grade |
|---|---|---|---|---|
| Yellow Tiger (FR) | 14 | 2 | 1m3f–2m½f | Class 4 |
| Denitza (FR) | 4 | 1 | 7½f | — |
| Accidental Bid (GB) | 3 | 0 | — | — |
| Connie Sachs (GB) | 1 | 0 | — | — |
| Carpathian (FR) | 1 | 0 | — | — |
| Prince Oliver (FR) | 6 | 0 | — | — |
Record by conditions
| Going | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| Standard (AW) | 14 | 3 | 21% | −3.77 |
| Good | 1 | 0 | 0% | −1.00 |
| Good to Soft | 1 | 0 | 0% | −1.00 |
| Soft | 1 | 0 | 0% | −1.00 |
| Class | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| Class 6 | 13 | 3 | 23% | −2.77 |
| Class 5 | 3 | 0 | 0% | −3.00 |
| Class 4 | 1 | 0 | 0% | −1.00 |
| Course | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| Wolverhampton (AW) | 7 | 1 | 14% | −4.50 |
| Southwell (AW) | 4 | 2 | 50% | +3.73 |
| Leicester | 2 | 0 | 0% | −2.00 |
| Nottingham | 1 | 0 | 0% | −1.00 |
| Chelmsford City (AW) | 1 | 0 | 0% | −1.00 |
| Newcastle (AW) | 1 | 0 | 0% | −1.00 |
| Kempton (AW) | 1 | 0 | 0% | −1.00 |
| Distance | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| 1m5f – 2m | 12 | 3 | 25% | −1.77 |
| 1m2f – 1m4f | 4 | 0 | 0% | −4.00 |
| 1m – 1m1f | 1 | 0 | 0% | −1.00 |
| Jockey | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| Lewis Edmunds | 6 | 1 | 17% | −3.50 |
| Darragh Keenan | 2 | 0 | 0% | −2.00 |
| Luke Morris | 2 | 0 | 0% | −2.00 |
| Paddy Bradley | 2 | 0 | 0% | −2.00 |
| David Probert | 1 | 0 | 0% | −1.00 |
| Ryan Kavanagh | 1 | 0 | 0% | −1.00 |
| Billy Loughnane | 1 | 1 | 100% | +0.73 |
| Kaiya Fraser | 1 | 1 | 100% | +5.00 |
| Daniel Muscutt | 1 | 0 | 0% | −1.00 |
| Headgear | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| None | 15 | 3 | 20% | −4.77 |
| Tongue tie + cheekpieces | 1 | 0 | 0% | −1.00 |
| Cheekpieces | 1 | 0 | 0% | −1.00 |
| Season | Runs | Wins | SR | £1 |
|---|---|---|---|---|
| 2026 | 2 | 0 | 0% | −2.00 |
| 2025 | 6 | 1 | 17% | −3.50 |
| 2024 | 9 | 2 | 22% | −1.27 |
Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.
Form
| Date | Course | Race | Pos | Btn | Wgt | OR | Spd | KTB | Jockey | SP |
|---|---|---|---|---|---|---|---|---|---|---|
| 28 Apr 26+26d | Southwell (AW) | Conference & Events At Southwell Racecourse Handicap Held up in the middle portion of the field on the outside - struggling throughout and faded badly more than 3f out to finish a distant 9th | 9/11 | 19 | 9-9 | 55 | 71C | 55C | David Probert | 12/1 |
| 02 Apr 26+328d | Southwell (AW) | Midnite Are Upping The Betting Game Handicap Settled in the pack early - lost ground after halfway and slipped towards the back - lost touch with the field over the final furlongs | 7/8 | 26 | 9-7 | 57 | 80C | 51C | Lewis Edmunds | 16/1 |
| 09 May 25+20d | Nottingham | Download The Oddschecker App Handicap Went straight to front - overtaken after 3f - pressed for effort with 3f left - dropped away and weakened over 1f out | 5/7 | 9½ | 9-9 | 59 | 115C | 60C | Darragh Keenan | 14/1 |
| 19 Apr 25+23d | Wolverhampton (AW) | Sky Sports Racing Virgin 535 Handicap Went straight to the front - overtaken with over a mile left and dropped away with 2f to run - unable to close from there finishing fifth | 5/7 | 1¼ | 9-4 | 60 | 91A | 64A | Lewis Edmunds | 10/1 |
| 27 Mar 25+28d | Chelmsford City (AW) | bet365 Best Odds Guaranteed Handicap Shared second spot early - pushed on approaching 3f out - slipped to the back before fading out of contention | 5/5 | 4¼ | 9-11 | 61 | 78C | 58B | Lewis Edmunds | 7/2 |
| 27 Feb 25+24d | Newcastle (AW) | Free Bets With BetUK Bet Club Handicap Took a strong hold early settling third - moved up to second after two furlongs and stayed there until six out - tracking the front group after - urged forward approaching two furlongs out - lost momentum under pressure in the final two furlongs - dropped away and finished well beaten in 7th | 7/7 | 1½ | 9-9 | 61 | 88A | 62A | Lewis Edmunds | 6/4F |
| 03 Feb 25+16d | Wolverhampton (AW) | Gamble Responsibly At BetUK Handicap Handy in third early - moved into second with 9f left - hit the front coming into the straight - drifted right under pressure inside the final furlong - held on gamely but drifted right to the line to finish second | 2/5 | dht | 9-9 | 59 | 115C | 75B | Lewis Edmunds | 10/11F |
| 18 Jan 25+23d | Wolverhampton (AW) | Weekly 5 Free Bet With BetUK Handicap Handy in the early stages - hit the front with a furlong left - kept finding under pressure to score | 1/11 | 9-9 | 55 | 61A | 75A | Lewis Edmunds | 6/4F | |
| 26 Dec 24+35d | Wolverhampton (AW) | 30 In Free Bets With BetUK Handicap Sat handy behind the front group early - dropped back 4f out - found renewed energy from the inside 1f out - pushed on to move into third close home - held no threat to the winner | 3/12 | nk | 9-5 | 55 | 81A | 65A | Ryan Kavanagh | 15/8F |
| 21 Nov 24+17d | Southwell (AW) | Safer Gambling Tools At BetUK Handicap Held up early on inner - lost ground five furlongs out - made progress with two left - hit front inside the final furlong drifting right - kept on to win | 1/8 | 9-8 | 53 | 106A | 73A | Billy Loughnane | 8/11F | |
| 04 Nov 24+14d | Southwell (AW) | Weekly 5 Free Bet With BetUK Handicap Settled in the pack early - made progress from around two out - pressed the front from a furlong out and kept going - got there deep inside the final furlong to score | 1/12 | 9-2 | 51 | 91A | 72A | Kaiya Fraser | 5/1 | |
| 21 Oct 24+31d | Wolverhampton (AW) | Get The Inside Track With Raceday Ready Handicap Settled in 4th early - pushed along 3f out - found extra 2f out but drifted left approaching final furlong - into 3rd where finished - stayed on to finish third | 3/6 | 1¼ | 9-9 | 52 | 87A | 65B | Luke Morris | 11/10F |
| 20 Sep 24+116d | Kempton (AW) | Unibet More Boosts In More Races Handicap Checked and shifted right at the off - settled towards the back - progress late but couldn't close all the way finishing fourth | 4/11 | 1 | 9-6 | 52 | 70A | 66A | Luke Morris | 11/1 |
| 27 May 24+30d | Leicester | VS Foundation Handicap | 11/12 | ¾ | 9-9 | 55 | 73A | 60A | Paddy Bradley | 40/1 |
| 27 Apr 24+26d | Leicester | Rekorderlig Premium Fruit Cider Maiden Stakes (GBB Race) | 5/8 | 1 | 10-2 | — | 48C | 65C | Daniel Muscutt | 80/1 |
| 01 Apr 24+21d | Wolverhampton (AW) | Tips For Every Race At raceday-ready.com Novice Stakes (GBB Race) | 7/7 | 13 | 9-9 | — | 66C | 66C | Darragh Keenan | 150/1 |
| 11 Mar 24 | Wolverhampton (AW) | Boost Your Acca With BetUK Restricted Novice Stakes (GBB Race) | 10/11 | 2¾ | 9-9 | — | 78A | 58A | Paddy Bradley | 125/1 |
Quick answers
- How many races has Payment Plan (GB) won?
- Payment Plan (GB) won 3 of 17 archived starts between 2024 and 2026, a strike rate of 17.6%. Placed 5 times in total (29.4% of starts).
- Who trains Payment Plan (GB)?
- Payment Plan (GB) is trained by John Butler, who saddled the horse on its most recent run on 28 April 2026.
- Who is Payment Plan (GB)'s sire?
- Payment Plan (GB) is by Decorated Knight (GB) out of Comnena (GB), whose sire is Tiger Hill.
- What going does Payment Plan (GB) prefer?
- Payment Plan (GB) has the best record on standard (aw) going: 3 wins from 14 starts (21.4%). Only going bands with at least three archived starts are read, so this is a direction rather than a settled preference.
- What is Payment Plan (GB)'s official rating?
- The most recent official rating on record is 55, from the run on 28 April 2026. The highest on record is 61.
- What is Payment Plan (GB)'s sire's record?
- Decorated Knight (GB)'s progeny in our archive have won 9.8% of 968 runs since Jan 2008 (84 horses), Flat and jumps together. Strongest on good going: 13.4% from 284. Weakest on soft going: 5.7% from 141.
- Who are Payment Plan (GB)'s siblings?
- Out of Comnena (GB), Payment Plan (GB) has 6 other produce in our archive, 2 of them winners. Most wins: Yellow Tiger (FR) (2). Highest grade won: Class 4 (Yellow Tiger (FR)). The wins came over 7½f–2m½f. As at Oct 2026.