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Horse profile

Credit Swap (GB)

10yo gelding (at last run, Sep 2015) · Last trainer Michael Wigham · Last owner Palatinate Thoroughbred Racing Limited
by Diktat (GB) out of Locharia (GB) (Wolfhound)
45 runs · 21 courses · from Oct 2007
As at 4 Nov 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
No run recorded since 25 Sep 2015 — 4,058 days ago. Our archive can't say whether the horse is still in training.
Last run Sep 2015 · 9th of 11 7 wins · 6 courses Last raced off OR 78
KTB Profile

Credit Swap (GB) is 7 from 45. Hasn't won since Jan 2011. All 7 wins have come on turf — 0 from 4 on the all-weather. Last raced off 78, 43lb below the career-high mark.

Based on 45 archived runs · updated 4 Nov 2026
KTB at a glance All wins on turf OR ↓ 43lb off peak
Official rating78↓ 43lb off peak
78 74–121

KTB Speed and Rating

KTB Speed

No KTB Speed figures for this horse. The engine scores GB and Irish racing from Oct 2016; runs elsewhere, or earlier, have no figure.

KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 0 figures from 0 runs · a record, not a forecast

KTB Rating

Best recent KTB Rating (flat) 74A the best of the last 3 rated runs · Newmarket, 25 Sep 2015 Official rating 78 at the last flat run, 25 Sep 2015

Best recent KTB Rating (jumps) 105C the best of the last 3 rated runs · Ludlow, 5 Jan 2012 Official rating 111 at the last jumps run, 25 Jan 2012

What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code — its best recent day. The KTB Rating on a racecard is a different reading of the same figures: the level the horse has been running to, an average of up to its last six runs with the latest counting most, so the two can differ. A, B or C on a run is how much known form was in that race. What this means →

Flat 37 figures · best 108A · median 84
GoingRunsBestMedianSince 4 Nov 2025
Good to Firm1394A84—
Soft10107A85—
Good5108A83—
Standard (AW)484A71.5—
Good to Soft3103A85—
Heavy2104A86—
DistanceRunsBestMedianSince 4 Nov 2025
1m – 1m1f18108A88.5—
6f – 7f1494A77.5—
1m2f – 1m4f581A70—
Jumps 7 figures · best 139A · median 120
GoingRunsBestMedianSince 4 Nov 2025
Good to Soft4132A116.5—
Soft2139A129.5—
Good1———
DistanceRunsBestMedianSince 4 Nov 2025
1m5f – 2m5139A128—
2m5f – 3m1———
2m1f – 2m4f1———

Of 45 runs looked at, 1 has no figure: did not complete (or a non-runner row) (1).

KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 44 figures from 45 runs · as at 4 Oct 2026 · a record, not a forecast

Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.

Run style is derived from in-running commentary, which our data provider does not supply for this horse's races.

Pedigree intelligence

Sire
Diktat (GB)

Progeny in our archive have won 8.2% of 4,931 runs since Jan 2008 (337 horses).

Strongest at trips under 6f (all codes): 11.4% from 431. Weakest over 2m5f – 3m (all codes): 5.1% from 156.

GoingRunsWinsSRvs sireThis horse
Firm62812.9%+4.7—
Good to Firm860627.2%−12 from 13
Good1,124837.4%−0.82 from 6
Good to Soft567549.5%+1.30 from 7
Soft643609.3%+1.13 from 13
Heavy233208.6%+0.40 from 2
Standard (AW)1,4421178.1%−0.10 from 4
Distance (all codes)RunsWinsSRvs sireThis horse
Under 6f4314911.4%+3.2—
6f – 7f1,4421409.7%+1.51 from 14
1m – 1m1f1,037817.8%−0.45 from 18
1m2f – 1m4f864586.7%−1.50 from 5
1m5f – 2m594345.7%−2.51 from 5
2m1f – 2m4f387338.5%+0.30 from 1
2m5f – 3m15685.1%−3.10 from 2
Over 3m2015%−3.2—

Flat and jumps together (all codes) · since Jan 2008 · as at 4 Nov 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast

Dam
Locharia (GB) (Wolfhound)

12 siblings in the archive, 9 winners — best of them Lockantanks (GB) (9 wins).

The wins came over 5f–1m2½f; the highest grade won is Class 2 (Lady Loch (GB)).

ProduceRunsWinsWin tripsBest grade
Lockantanks (GB)5897f–1m½fClass 3
Lady Loch (GB)1537f–1m2½fClass 2
Korcho (GB)1231m–1m2fClass 4
Superior Force (GB)3525f–1m½fClass 4
Lochanthem (GB)1521m2fClass 6
Seafront (GB)615fClass 5
Woodland Girl (GB)816fClass 4
Yanza (GB)2415fClass 5
Vivi Belle (GB)716fClass 5
Papas Fritas (GB)80——
Bidding War (GB)150——
Lady Raffa (GB)60——

Record by conditions

GoingRunsWinsSR£1
Soft 13 3 23% +15.50
Good to Firm 13 2 15% +5.33
Good to Soft 7 0 0% −7.00
Good 6 2 33% +4.75
Standard (AW) 4 0 0% −4.00
Heavy 2 0 0% −2.00

ClassRunsWinsSR£1
Class 4 17 5 29% +24.25
Class 3 13 0 0% −13.00
Class 2 10 1 10% +5.00
Class 5 5 1 20% −3.67

CourseRunsWinsSR£1
Newmarket 11 2 18% +7.75
Ascot 5 1 20% +2.00
Newbury 4 1 25% +13.00
Folkestone 3 0 0% −3.00
Taunton 2 0 0% −2.00
Leicester 2 1 50% +3.00
Yarmouth 2 1 50% +6.50
Kempton (AW) 2 0 0% −2.00
Lingfield 2 1 50% −0.67
York 1 0 0% −1.00
Hereford 1 0 0% −1.00
Ludlow 1 0 0% −1.00
Cheltenham 1 0 0% −1.00
Carlisle 1 0 0% −1.00
Goodwood 1 0 0% −1.00
Bangor-on-Dee 1 0 0% −1.00
Beverley 1 0 0% −1.00
Chester 1 0 0% −1.00
Lingfield (AW) 1 0 0% −1.00
Wolverhampton (AW) 1 0 0% −1.00
Salisbury 1 0 0% −1.00

DistanceRunsWinsSR£1
1m – 1m1f 18 5 28% +33.25
6f – 7f 14 1 7% −12.67
1m2f – 1m4f 5 0 0% −5.00
1m5f – 2m 5 1 20% +0.00
2m5f – 3m 2 0 0% −2.00
2m1f – 2m4f 1 0 0% −1.00

JockeyRunsWinsSR£1
Toby Atkinson 8 3 38% +19.75
Jim Crowley 7 1 14% +8.00
Aidan Coleman 5 1 20% +0.00
Dane O'Neill 4 1 25% −2.67
Darryll Holland 3 1 33% +5.50
George Baker 2 0 0% −2.00
Robert Dunne 2 0 0% −2.00
Jimmy Fortune 2 0 0% −2.00
Steve Drowne 2 0 0% −2.00
Nicky Mackay 2 0 0% −2.00
Tom Queally 1 0 0% −1.00
Robert Winston 1 0 0% −1.00
Harry Challoner 1 0 0% −1.00
Ian Mongan 1 0 0% −1.00
William Carson 1 0 0% −1.00
David Probert 1 0 0% −1.00
Franny Norton 1 0 0% −1.00
Ryan Moore 1 0 0% −1.00

HeadgearRunsWinsSR£1
None 44 7 16% +13.58
Blinkers 1 0 0% −1.00

SeasonRunsWinsSR£1
2015 2 0 0% −2.00
2013 2 0 0% −2.00
2012 6 0 0% −6.00
2011 8 1 13% −3.00
2010 8 2 25% +15.50
2009 12 3 25% +15.75
2008 6 1 17% −4.67
2007 1 0 0% −1.00

TypeRunsWinsSR£1
Flat 37 6 16% +15.58
Hurdle 8 1 13% −3.00

Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.

Form

DateCourseRace PosBtn Wgt ORKTB Jockey SP
2015 · 2 runs
25 Sep 15+7d Newmarket Shadwell Farm Handicap (Silver Cambridgeshire) Class 2 · 1m1f · Good · 11 ran 9/11 ¾ 9-6 7874A Jim Crowley 16/1
18 Sep 15+685d Newbury Al Basti Equiworld Handicap (Div 1) Class 4 · 1m2f · Soft · 9 ran 7/9 2 9-3 7867A George Baker 8/1
2013 · 2 runs
02 Nov 13+29d Newmarket Finjaan Standing At Gazeley Stud Handicap Class 3 · 1m · Soft · 16 ran 10/16 2½ 9-0 8871A Tom Queally 15/2
04 Oct 13+335d Ascot Willis Group E.B.F. Classified Stakes (Str) Class 3 · 1m · Soft · 11 ran 6/11 hd 9-2 9085A Jim Crowley 9/1
2012 · 6 runs
03 Nov 12+7d Newmarket Betfred 'The Bonus King' Handicap Class 3 · 1m · Soft · 10 ran 2/10 shd 9-4 8997A Jim Crowley 4/1
27 Oct 12+15d Newbury Bathwick Tyres Handicap Class 2 · 1m2f · Heavy · 12 ran 9/12 6 8-12 8968A Jim Crowley 15/2
12 Oct 12+13d York Acorn Web Offset Handicap Class 2 · 1m · Heavy · 13 ran 2/13 1¼ 9-2 89104A Robert Winston 7/1
29 Sep 12+248d Newmarket Betfred Cambridgeshire (Heritage Handicap) Class 2 · 1m1f · Good · 33 ran 13/33 1 8-10 9283A Jim Crowley 50/1
25 Jan 12+20d Hereford Bet Mobile At betvictor.com Handicap Hurdle Class 4 · 2m5½f · Soft · 9 ran PU/9 — 10-13 111— Robert Dunne 14/1
05 Jan 12+55d Ludlow 1871 Handicap Hurdle Class 4 · 2m · Good To Soft · 11 ran 5/11 4½ 11-7 115105C Robert Dunne 11/2
2011 · 8 runs
11 Nov 11+22d Cheltenham Cheltenhamcollection.co.uk Conditional Jockeys' Handicap Hurdle Class 3 · 2m5f · Good · 23 ran 19/23 19 11-0 11998C Harry Challoner 33/1
20 Oct 11+26d Carlisle Watch Racing UK On Sky432 Intermediate Handicap Hurdle Class 3 · 2m1f · Good To Soft · 9 ran 7/9 8 11-10 121103A Aidan Coleman 9/2
24 Sep 11+14d Newmarket Betfred Cambridgeshire (Heritage Handicap) Class 2 · 1m1f · Good To Firm · 32 ran 26/32 hd 9-1 9470A Ian Mongan 33/1
10 Sep 11+212d Goodwood Golf At Goodwood Handicap Class 2 · 1m1f · Good To Soft · 13 ran 9/13 ½ 9-8 9485A Jim Crowley 20/1
10 Feb 11+6d Taunton Royal Marines Charitable Trust Fund Novices' Handicap Hurdle Class 3 · 2m½f · Soft · 10 ran 5/10 8 11-10 121120A Aidan Coleman 9/4F
04 Feb 11+15d Bangor-on-Dee Bangorondeeraces.co.uk Novices' Hurdle Class 4 · 2m½f · Good To Soft · 10 ran 2/10 1¼ 11-10 121132A Aidan Coleman 11/10J
20 Jan 11+16d Taunton Jays/GG Birthday Novices' Hurdle Class 4 · 2m½f · Good To Soft · 14 ran 2/14 10 11-10 —128A Aidan Coleman 4/7F
04 Jan 11+94d Leicester Widmerpool Novices' Hurdle (Div 1) Class 4 · 2m · Soft · 12 ran 1/12 11-5 —139A Aidan Coleman 4/1
2010 · 8 runs
02 Oct 10+2d Newmarket totesport.com Cambridgeshire (Heritage Handicap) Class 2 · 1m1f · Soft · 35 ran 1/35 8-7 83106A Jim Crowley 14/1
30 Sep 10+4d Newmarket Racing Uk Sky 432 Handicap Class 3 · 1m · Soft · 15 ran 4/15 shd 9-9 8997A Jimmy Fortune 4/1
26 Sep 10+11d Ascot gcasino.com Handicap (Str) Class 2 · 1m · Good To Soft · 13 ran 3/13 hd 9-5 89103A Darryll Holland 5/1
15 Sep 10+35d Yarmouth Sea-Deer Handicap Class 4 · 1m · Soft · 9 ran 1/9 9-10 83107A Darryll Holland 15/2
11 Aug 10+17d Beverley Wold Construction Company Handicap Class 3 · 1m2f · Good To Firm · 13 ran 12/13 2½ 9-10 8670A Darryll Holland 12/1
25 Jul 10+80d Ascot Sodexo Prestige Handicap Class 3 · 1m2f · Good To Firm · 7 ran 6/7 ½ 9-11 8977A William Carson 10/1
06 May 10+19d Chester Cvam Handicap Class 3 · 1m2½f · Good To Soft · 12 ran 8/12 ½ 8-13 9081A Toby Atkinson 14/1
17 Apr 10+202d Newbury Berry Bros & Rudd Magnum Spring Cup Handicap (Str) Class 2 · 1m · Good · 23 ran 15/23 ½ 8-6 9072A David Probert 18/1
2009 · 12 runs
27 Sep 09+8d Ascot Brunswick Handicap (Str) Class 2 · 1m · Good To Firm · 10 ran 3/10 ¾ 8-8 9086A Toby Atkinson 5/1
19 Sep 09+50d Newmarket Sportsworld South Africa 2010 Handicap Class 3 · 1m · Good To Firm · 9 ran 2/9 1¼ 9-1 8985A Toby Atkinson 7/2F
31 Jul 09+7d Newmarket Route Vk Handicap Class 4 · 1m · Good · 10 ran 1/10 9-13 8097A Toby Atkinson 11/4F
24 Jul 09+14d Ascot Nationwide Accident Repair Services Handicap (Str) Class 4 · 1m · Good · 15 ran 1/15 9-2 80108A Toby Atkinson 6/1
10 Jul 09+21d Newbury Gardner Mechanical Services Handicap (Str) Class 4 · 1m · Good To Firm · 7 ran 1/7 9-2 7691A Toby Atkinson 16/1
19 Jun 09+9d Newmarket Invesco Perpetual Handicap Class 3 · 7f · Good To Firm · 14 ran 5/14 ½ 8-2 7673A Toby Atkinson 14/1
10 Jun 09+11d Kempton (AW) Digibet.com Handicap Class 4 · 7f · Standard · 14 ran 7/14 ½ 8-13 7676A Steve Drowne 12/1
30 May 09+30d Lingfield Millwood Designer Homes At Dormans Park Handicap Class 5 · 7f · Good To Firm · 11 ran 2/11 ¾ 9-3 7485A Franny Norton 13/2
30 Apr 09+21d Folkestone J And J Recruitment Handicap Class 5 · 6f · Good To Firm · 7 ran 4/7 1¾ 9-4 7484A Steve Drowne 4/1
09 Apr 09+20d Folkestone Jenner Reyno Handicap Class 4 · 6f · Good To Firm · 12 ran 8/12 1¼ 8-4 7659A Toby Atkinson 25/1
20 Mar 09+14d Lingfield (AW) Vortex And Fajr - Lingfield Winners Handicap Class 4 · 6f · Standard · 8 ran 5/8 1½ 8-11 7867A Nicky Mackay 14/1
06 Mar 09+142d Wolverhampton (AW) Bet Cheltenham Festival - Betdaq Handicap Class 4 · 6f · Standard · 9 ran 8/9 2 9-2 7963A Nicky Mackay 6/1
2008 · 6 runs
15 Oct 08+22d Kempton (AW) Racing Uk Handicap Class 4 · 7f · Standard · 13 ran 2/13 1 9-2 7884A Dane O'Neill 5/1
23 Sep 08+8d Folkestone Hythe Handicap Class 4 · 7f · Soft · 8 ran 5/8 hd 9-3 8079A Ryan Moore 5/2F
15 Sep 08+23d Leicester ladbrokescasino.com Handicap Class 4 · 6f · Soft · 12 ran 3/12 1¾ 9-2 8085A Dane O'Neill 7/1
23 Aug 08+63d Newmarket Chris Blackwell Memorial Handicap Class 3 · 7f · Good To Firm · 11 ran 8/11 ¾ 9-2 8265A George Baker 7/1
21 Jun 08+11d Lingfield Francesca McGarry 50th Birthday Maiden Stakes Class 5 · 6f · Good To Firm · 14 ran 1/14 9-0 —94A Dane O'Neill 1/3F
10 Jun 08+231d Salisbury Racing UK Maiden Stakes (Div 2) Class 5 · 7f · Good To Firm · 10 ran 2/10 ¾ 9-3 7691A Dane O'Neill 5/1
2007 · 1 run
23 Oct 07 Yarmouth E.B.F./ Medina Hole Birthday Maiden Stakes Class 5 · 6f · Soft · 15 ran 4/15 ½ 9-3 —69C Jimmy Fortune 25/1

Quick answers

How many races has Credit Swap won?
Credit Swap (GB) won 7 of 45 archived starts between 2007 and 2015, a strike rate of 15.6%. Placed 18 times in total (40% of starts).
Who trained Credit Swap?
Credit Swap (GB) was trained by Michael Wigham on the most recent run on record, at Newmarket on 25 September 2015.
Who is Credit Swap's sire?
Credit Swap (GB) is by Diktat (GB) out of Locharia (GB), whose sire is Wolfhound.
What going does Credit Swap prefer?
Credit Swap (GB) has the best record on good going: 2 wins from 6 starts (33.3%). Only going bands with at least three archived starts are read, so this is a direction rather than a settled preference.
What is Credit Swap's official rating?
The most recent official rating on record is 78, from the run on 25 September 2015. The highest on record is 121.
What is Credit Swap's sire's record?
Diktat (GB)'s progeny in our archive have won 8.2% of 4,931 runs since Jan 2008 (337 horses), Flat and jumps together. Strongest at trips under 6f (all codes): 11.4% from 431. Weakest over 2m5f – 3m (all codes): 5.1% from 156.
Who are Credit Swap's siblings?
Out of Locharia (GB), Credit Swap (GB) has 12 other produce in our archive, 9 of them winners. Most wins: Lockantanks (GB) (9). Highest grade won: Class 2 (Lady Loch (GB)). The wins came over 5f–1m2½f. As at Nov 2026.

Record shown from October 2007. Our archive holds racing in Great Britain, Ireland and France from January 2005. Any runs before that, or in other countries, are not in it. In-running comments are available from 2024 onward.