Skip to content
Horse profile

Endless Credit (IRE)

9yo gelding (at last run, May 2019) · Last trainer Lucinda Egerton · Last owner Mike And Eileen Newbould
by High Chaparral (IRE) out of Pay The Bank (GB) (High Top)
41 runs · 21 courses · from May 2013
As at 21 Oct 2026 · KTB archive: GB, Ireland & France · 2005–present, updated daily
No run recorded since 11 May 2019 — 2,719 days ago. Our archive can't say whether the horse is still in training.
Last run May 2019 · 5th of 7 5 wins · 4 courses Last raced off OR 108
KTB Profile

Endless Credit (IRE) is 5 from 41. Hasn't won since May 2018. Last raced off 108, 24lb below the career-high mark.

Based on 41 archived runs · updated 21 Oct 2026
KTB at a glance OR ↓ 24lb off peak
Official rating108↓ 24lb off peak
108 75–132

KTB Speed and Rating

KTB Speed

Best recent Speed 144 the best of the last 3 graded (A or B) runs · Carlisle, 20 Apr 2019

How fast the horse ran, as points against the day-corrected standard time for its course and distance: 100 is the median GB Class 4 handicap winner on that code; one point is 0.1% of the standard time. A, B or C is how much the day's card could tell us, not how good the run was. What this means →

Jumps 14 figures · best 144A · median 82
GoingRunsBestMedianSince 21 Oct 2025
Good9144A85—
Good to Soft4110B78.5—
Soft1———
DistanceRunsBestMedianSince 21 Oct 2025
1m5f – 2m10117A83—
2m1f – 2m4f4144A81.5—

Of 17 runs looked at, 3 have no figure: did not complete (2) · obstacles omitted — the race ran a shortened course (1).

KTB Speed v1 · batch 15 Sep 2026 · GB & Irish racing only · 14 figures from 17 runs · as at 3 Oct 2026 · a record, not a forecast

KTB Rating

Best recent KTB Rating (jumps) 112A the best of the last 3 rated runs · Carlisle, 20 Apr 2019 Official rating 108 at the last jumps run, 11 May 2019

Best recent KTB Rating (flat) 79A the best of the last 3 rated runs · Thirsk, 14 Jun 2016 Official rating 75 at the last flat run, 14 Jun 2016

What the horse achieved in each race, in pounds on the official-rating scale, from the weight carried, the lengths beaten and the race's own level solved across the archive — never the market, never the official rating as a starting point. The headline is the best of the horse's last three rated runs on that code. A, B or C on a run is how much known form was in that race. What this means →

Jumps 19 figures · best 140A · median 105
GoingRunsBestMedianSince 21 Oct 2025
Good11140A105—
Good to Soft7131A122—
Soft1———
DistanceRunsBestMedianSince 21 Oct 2025
1m5f – 2m15140A105—
2m1f – 2m4f4112A105—
Flat 19 figures · best 90A · median 79
GoingRunsBestMedianSince 21 Oct 2025
Good890A71.5—
Good to Firm887B83—
Good to Soft266A66—
Soft1———
DistanceRunsBestMedianSince 21 Oct 2025
1m2f – 1m4f1690A79—
1m – 1m1f283A78.5—
1m5f – 2m1———

Of 41 runs looked at, 3 have no figure: did not complete (or a non-runner row) (3).

KTB Rating v1 · batch 3 Oct 2026 · GB & Irish racing only · 38 figures from 41 runs · as at 4 Oct 2026 · a record, not a forecast

Both figures are KTB's own, computed from the archive; no vendor rating enters either. Every run's figure is on its form line below with its grade. Grades measure how much the archive could see, never the merit of the run.

Run style is derived from in-running commentary, which our data provider does not supply for this horse's races.

Pedigree intelligence

Sire
High Chaparral (IRE)

Progeny in our archive have won 10.3% of 8,730 runs since Jan 2008 (682 horses).

Weakest over 2m5f – 3m (all codes): 6.2% from 419.

GoingRunsWinsSRvs sireThis horse
Firm48714.6%+4.3—
Good to Firm1,25413510.8%+0.51 from 8
Good2,21622410.1%−0.22 from 20
Good to Soft1,07612311.4%+1.12 from 11
Soft1,6781549.2%−1.10 from 2
Heavy6307011.1%+0.8—
Standard (AW)1,82818810.3%0—
Distance (all codes)RunsWinsSRvs sireThis horse
Under 6f381026.3%+16—
6f – 7f726729.9%−0.4—
1m – 1m1f1,44015410.7%+0.40 from 2
1m2f – 1m4f2,86532311.3%+11 from 16
1m5f – 2m2,2262219.9%−0.44 from 19
2m1f – 2m4f956889.2%−1.10 from 4
2m5f – 3m419266.2%−4.1—
Over 3m60711.7%+1.4—

Flat and jumps together (all codes) · since Jan 2008 · as at 21 Oct 2026 · rows under 30 runs muted · win % is the measure, a record not a forecast

Dam
Pay The Bank (GB) (High Top)

2 siblings in the archive, 2 winners — best of them Celestial Halo (IRE) (11 wins).

The wins came over 1m2f–3m½f; the highest grade won is Grade 1 (Celestial Halo (IRE)).

ProduceRunsWinsWin tripsBest grade
Celestial Halo (IRE)42111m2f–3m½fGrade 1
Asker (IRE)3231m4f–2mClass 4

Record by conditions

GoingRunsWinsSR£1
Good 20 2 10% +7.00
Good to Soft 11 2 18% −5.25
Good to Firm 8 1 13% −5.12
Soft 2 0 0% −2.00

ClassRunsWinsSR£1
Class 4 27 4 15% +5.75
Class 3 10 0 0% −10.00
Class 5 2 1 50% +0.88
Class 1 1 0 0% −1.00
Class 2 1 0 0% −1.00

CourseRunsWinsSR£1
Newmarket 5 1 20% −2.12
Hexham 4 2 50% +7.25
York 4 0 0% −4.00
Carlisle 3 0 0% −3.00
Huntingdon 3 0 0% −3.00
Wetherby 3 0 0% −3.00
Perth 2 1 50% +15.00
Kelso 2 1 50% +2.50
Musselburgh 2 0 0% −2.00
Ripon 2 0 0% −2.00
Southwell 1 0 0% −1.00
Cartmel 1 0 0% −1.00
Sedgefield 1 0 0% −1.00
Thirsk 1 0 0% −1.00
Aintree 1 0 0% −1.00
Catterick 1 0 0% −1.00
Pontefract 1 0 0% −1.00
Yarmouth 1 0 0% −1.00
Leicester 1 0 0% −1.00
Nottingham 1 0 0% −1.00
Doncaster 1 0 0% −1.00

DistanceRunsWinsSR£1
1m5f – 2m 19 4 21% +13.75
1m2f – 1m4f 16 1 6% −13.12
2m1f – 2m4f 4 0 0% −4.00
1m – 1m1f 2 0 0% −2.00

JockeyRunsWinsSR£1
Finian O'Toole 10 2 20% +17.00
Mr Aiden Blakemore 5 0 0% −5.00
Joe Colliver 5 2 40% +0.75
P J McDonald 4 0 0% −4.00
Andrea Atzeni 2 0 0% −2.00
Daniel Tudhope 2 0 0% −2.00
Kieren Fallon 2 1 50% +0.88
Conor Shoemark 1 0 0% −1.00
Paddy Brennan 1 0 0% −1.00
Rob J Fitzpatrick 1 0 0% −1.00
Dane O'Neill 1 0 0% −1.00
Graham Lee 1 0 0% −1.00
Frankie Dettori 1 0 0% −1.00
Miss Becky Smith 1 0 0% −1.00
Adam Kirby 1 0 0% −1.00
Graham Gibbons 1 0 0% −1.00
Luke Morris 1 0 0% −1.00
Patrick Hills 1 0 0% −1.00

HeadgearRunsWinsSR£1
None 39 5 13% −3.37
Cheekpieces 1 0 0% −1.00
Tongue tie 1 0 0% −1.00

SeasonRunsWinsSR£1
2019 6 0 0% −6.00
2018 3 1 33% +7.00
2017 5 1 20% +12.00
2016 7 0 0% −7.00
2015 9 2 22% −3.25
2014 8 0 0% −8.00
2013 3 1 33% −0.12

TypeRunsWinsSR£1
Flat 19 1 5% −16.12
Hurdle 15 2 13% −9.25
Chase 7 2 29% +20.00

Splits include every sample, however small — muted rows are under 3 runs. A one-from-one record is a fact, not a trend: read the Runs column before the strike rate.

Form

DateCourseRace PosBtn Wgt ORSpdKTB Jockey SP
11 May 19+7d Hexham Emerald Trading Waste Solutions Handicap Chase Class 4 · 15.5f · Good · 7 ran 5/7 10 11-4 10828B103A Conor Shoemark 4/1
04 May 19+14d Hexham Solar Signs Handicap Hurdle Class 3 · 16f · Good · 6 ran 4/6 6 10-3 106117A103B Mr Aiden Blakemore 3/1J
20 Apr 19+33d Carlisle Join Racing Tv Now Conditional Jockeys' Handicap Hurdle Class 4 · 17f · Good · 12 ran 4/12 5 11-9 107144A112A Mr Aiden Blakemore 11/1
18 Mar 19+15d Southwell Toalsbet Casino Handicap Hurdle Class 4 · 15.5f · Soft · 9 ran 7/9 7 11-4 11087C84C Mr Aiden Blakemore 10/1
03 Mar 19+10d Huntingdon Follow At racingtv On Twitter Handicap Hurdle Class 4 · 16f · Good · 9 ran 3/9 13 11-2 112102A104A Mr Aiden Blakemore 12/1
21 Feb 19+221d Huntingdon Download The MansionBet App Handicap Hurdle Class 4 · 16f · Good · 11 ran 8/11 1¼ 11-4 11476B105A Mr Aiden Blakemore 50/1
15 Jul 18+48d Perth Mackie's Summer Sundaes Handicap Chase Class 3 · 16f · Good · 6 ran PU/6 — 11-3 121—— Finian O'Toole 5/1
28 May 18+16d Cartmel Totesport.com Handicap Chase Class 3 · 17.5f · Good · 8 ran 6/8 1½ 10-6 12185A99A Finian O'Toole 4/1
12 May 18+349d Hexham Trinity Square Handicap Chase Class 4 · 15.5f · Good · 10 ran 1/10 11-9 11577B140A Finian O'Toole 9/1
28 May 17+31d Kelso Kosb Novices' Handicap Chase Class 4 · 17f · Good · 4 ran 4/4 nk 11-5 11869C105B Finian O'Toole 11/4
27 Apr 17+22d Perth Congratulations To Brian Hughes From Stobart Chase (Novices' Limited Handicap) Class 4 · 16f · Good · 6 ran 1/6 10-10 111107A130B Finian O'Toole 16/1
05 Apr 17+35d Carlisle Racing Uk Novices' Handicap Chase Class 4 · 16f · Good To Soft · 6 ran PU/6 — 11-8 114—— Joe Colliver 11/1
01 Mar 17+31d Musselburgh Totepool Betting At Betfred.com Handicap Hurdle Class 4 · 15.5f · Good · 10 ran 6/10 ¾ 11-2 115—113A Finian O'Toole 16/1
29 Jan 17+34d Sedgefield Crescent Homecare Limited Handicap Hurdle Class 4 · 17f · Good To Soft · 10 ran 8/10 2¾ 11-4 11778C105C Finian O'Toole 11/1
26 Dec 16+22d Wetherby Free Bet At 188bet Handicap Hurdle Class 4 · 16f · Good To Soft · 9 ran 2/9 1 11-7 115110B122A Finian O'Toole 16/1
04 Dec 16+22d Huntingdon Betfred Lotto '100k Cash Giveaway' Handicap Hurdle Class 3 · 16f · Good To Soft · 10 ran 9/10 8 11-7 11967A98A Paddy Brennan 25/1
12 Nov 16+151d Wetherby Totepoolliveinfo.com Handicap Hurdle Class 3 · 16f · Good To Soft · 13 ran 13/13 4½ 11-1 12479C100C Finian O'Toole 16/1
14 Jun 16+10d Thirsk Theakston Best Bitter Handicap Class 4 · 12f · Good · 7 ran 2/7 ½ 9-2 75—79A P J McDonald 13/2
04 Jun 16+16d Musselburgh Racing Uk Now In Hd Handicap Class 4 · 12.5f · Good To Firm · 7 ran 3/7 ¾ 9-5 75—79A P J McDonald 16/1
19 May 16+8d Ripon Littlethorpe Handicap Class 4 · 14f · Good · 9 ran 8/9 ½ 9-0 78—68C P J McDonald 33/1
11 May 16+210d York Constant Security Handicap Class 4 · 12f · Good · 20 ran 16/20 1¼ 9-0 78—63C P J McDonald 40/1
14 Oct 15+38d Wetherby Watch Racing Uk Anywhere Handicap Hurdle Class 3 · 16f · Good · 11 ran 8/11 ½ 11-1 132—105A Finian O'Toole 20/1
06 Sep 15+36d York Coopers Marquees Apprentice Handicap (Leg Of The Go Racing In Yorkshire Future Stars Series) Class 4 · 12f · Good · 14 ran 12/14 7 9-1 79—55C Rob J Fitzpatrick 15/2
01 Aug 15+14d Newmarket Discovernewmarket.co.uk Handicap Class 4 · 12f · Good · 7 ran 4/7 4 9-1 79—69A Dane O'Neill 13/8F
18 Jul 15+7d Ripon Happy 70th Birthday John Ward Celebratory Handicap Class 4 · 12f · Good · 8 ran 2/8 hd 9-10 76—90A Graham Lee 3/1J
11 Jul 15+28d Newmarket Longines Irish Champions Weekend Handicap Class 3 · 12f · Good To Firm · 5 ran 2/5 2¾ 9-0 76—82B Frankie Dettori 3/1
13 Jun 15+64d York Queen Mother's Cup (Lady Amateur Riders' Handicap) Class 3 · 12f · Good To Soft · 14 ran 7/14 8 9-11 78—66A Miss Becky Smith 8/1
10 Apr 15+29d Aintree E-Lites Top Novices' Hurdle (Grade 2) Class 1 · 16.5f · Good To Soft · 11 ran F/11 — 11-4 132—— Joe Colliver 25/1
12 Mar 15+28d Hexham Woodlawn Novices' Hurdle Class 4 · 16f · Good To Soft · 10 ran 1/10 11-4 125—131A Joe Colliver 1/4F
12 Feb 15+46d Kelso Kelso Annual Members Novices' Hurdle Class 4 · 16f · Good To Soft · 13 ran 1/13 11-0 ——127A Joe Colliver 7/2
28 Dec 14+69d Catterick Watch On 3 Devices racinguk.com/anywhere Maiden Hurdle (Div 2) Class 4 · 15.5f · Good To Soft · 13 ran 3/13 6 11-1 ——123A Joe Colliver 25/1
20 Oct 14+33d Pontefract totepool Racing's Biggest Supporter Handicap (Div 2) Class 4 · 10f · Soft · 9 ran 5/9 2¾ 9-7 79—68A Adam Kirby 5/1
17 Sep 14+29d Yarmouth Parklands Leisure Of Norfolk Handicap (For The Golden Jubilee Trophy) Class 3 · 10f · Good · 8 ran 3/8 3¼ 9-5 80—85A Andrea Atzeni 3/1F
19 Aug 14+19d Leicester John Smith's Extra Smooth Handicap Class 4 · 8f · Good · 9 ran 6/9 2¼ 9-8 81—74A Daniel Tudhope 7/4F
31 Jul 14+14d Nottingham BDN Construction Handicap Class 4 · 10f · Good To Firm · 5 ran 2/5 nse 9-10 81—87B Daniel Tudhope 7/4F
17 Jul 14+22d Doncaster 188bet Casino Handicap Class 4 · 10f · Good To Firm · 10 ran 4/10 nk 9-5 83—83A Andrea Atzeni 15/8F
25 Jun 14+25d Carlisle totepool Cumberland Plate (Handicap) Class 4 · 11f · Good To Firm · 14 ran 7/14 3 9-9 84—87A Graham Gibbons 7/1
31 May 14+315d York Irish Champions Weekend Handicap Class 3 · 12f · Good To Soft · 15 ran 13/15 5 9-3 86—66C Luke Morris 7/1
20 Jul 13+29d Newmarket Triconnex Handicap Class 2 · 10f · Good To Firm · 6 ran 3/6 5 8-9 87—75B Kieren Fallon 10/3
21 Jun 13+34d Newmarket Piper-Heidsieck E.B.F. Maiden Stakes Class 5 · 10f · Good To Firm · 6 ran 1/6 9-5 ——87B Kieren Fallon 15/8F
18 May 13 Newmarket NGK Spark Plugs Maiden Stakes (Div 2) Class 5 · 8f · Good To Firm · 10 ran 2/10 2 9-2 ——83A Patrick Hills 14/1

Quick answers

How many races has Endless Credit (IRE) won?
Endless Credit (IRE) won 5 of 41 archived starts between 2013 and 2019, a strike rate of 12.2%. Placed 14 times in total (34.1% of starts).
Who trained Endless Credit (IRE)?
Endless Credit (IRE) was trained by Lucinda Egerton on the most recent run on record, at Hexham on 11 May 2019.
Who is Endless Credit (IRE)'s sire?
Endless Credit (IRE) is by High Chaparral (IRE) out of Pay The Bank (GB), whose sire is High Top.
What going does Endless Credit (IRE) prefer?
Endless Credit (IRE) has the best record on good to soft going: 2 wins from 11 starts (18.2%). Only going bands with at least three archived starts are read, so this is a direction rather than a settled preference.
What is Endless Credit (IRE)'s official rating?
The most recent official rating on record is 108, from the run on 11 May 2019. The highest on record is 132.
What is Endless Credit (IRE)'s sire's record?
High Chaparral (IRE)'s progeny in our archive have won 10.3% of 8,730 runs since Jan 2008 (682 horses), Flat and jumps together. Weakest over 2m5f – 3m (all codes): 6.2% from 419.
Who are Endless Credit (IRE)'s siblings?
Out of Pay The Bank (GB), Endless Credit (IRE) has 2 other produce in our archive, 2 of them winners. Most wins: Celestial Halo (IRE) (11). Highest grade won: Grade 1 (Celestial Halo (IRE)). The wins came over 1m2f–3m½f. As at Oct 2026.

Record shown from May 2013. Our archive holds racing in Great Britain, Ireland and France from January 2005. Runs in other countries are not in it, and earlier runs are not available from our data provider. In-running comments are available from 2024 onward.